The Fund aims to provide a medium/long-term capital growth by providing a conservative, balanced investment exposure to various asset classes through units of UCITs and/or other UCIs that may invest in cash, bonds, equities, property and commodities. In addition, the Fund may and will at times invest directly in bank deposits and money market instruments.

For the quarter ending 31/12/2025, (LF) Fund Of Funds - Global Low (Eurobank class) returned +0.76%. During the period, most major asset classes rallied. Commodities outperformed returning +4.76% followed by Global Equities +2.95%, Cash +0.516%, Bonds (EUR Brd Mkt) +0.21% and REITS -1.36%, all in Euro terms. Over the same period, among the major equity market indices MSCI Europe gained the most with +5.91%, MSCI Japan gained +3.28%, MSCI AC World returned +2.95% and MSCI US +2.04% in Euro terms. Outside of the developed markets, Frontier Markets outperformed with the MSCI Frontier Markets gaining +5.98% while MSCI EM rose +4.25% in Euro terms. Global REITS underperformed the global equities benchmark with FTSE EPRA/NAREIT Developed Index declining by -1.36%. Dev Europe outperformed during the same period with the FTSE EPRA/NAREIT Dev Europe gaining +1.49%. FTSE EPRA/NAREIT Dev Asia gained +0.31% and FTSE EPRA/NAREIT N.America lost -2.56% in Euro terms. In the bond markets, ICE BofAML US Broad Market gained +0.88%, ICE BofAML EUR Broad Index gained +0.21% and ICE BofAML Global Broad Market lost -0.12% in Euro terms. Within the Euro bond market in particular, ICE BofAML Greek Govnt Index gained +0.68%, ICE BofAML EUR Corporate Index gained +0.25% while ICE BofAML EUR Direct Government Index gained +0.22% in Euro terms. Commodities, rallied with the Bloomberg Commodity Index gaining +4.76%. WTI Crude Future lost -6.68% and Gold Spot $/oz gained +12.29% in Euro terms. The USD slightly weakened against the Euro (-0.08%)% during the same period, with the ECB Ref. set at 1.175 on 31/12.

For the quarter, (LF) Fund Of Funds - Global Low had an average equity exposure of 19.85%, with a maximum exposure of 20.5% in October and a minimum of 19.0% in November. By year-end, the equity exposure was at 19.7%. Average effective allocation in North American equities was 12.6%, 2.8% in Europe and 1.2% in Japan, while approximately 3.3% was the equity exposure in all other regions. The average exposure in bonds was 53.46%, ranging between 52.4% and 54.9% with an average effective duration of 5.8 years, while 31.4% was allocated in sovereign, and 22.1% in corporate bonds. The sub-fund had an average commodities exposure of 4.94%, During the period, the sub-fund had an average cash exposure of 21.75%.